Finance GAP Insurance/RTI (Return to invoice)

Finance GAP insurance/RTI applies to cars and light commercial vehicles (up to 3,500kg) which are up to 10 years old and have not exceeded 100,000 miles at the inception date. In the event of a Total Loss being declared by the road risk insurer, this policy is designed to pay for the financial shortfall between the insurance settlement and the original purchase price, or if greater, the amount required to settle the finance agreement up to the chosen liability.

Periods of cover available are 36 or 48 months for Return To Invoice insurance which will apply if the vehicle was purchased as a cash transaction and up to 60 months if a financial agreement was arranged. Available claim liabilities are £5,000, £10,000, £15,000 and £20,000 with one claim being permitted during the insurance. Please refer to the  GAP/RTI policy wording for full terms and conditions. For further information on any of our products, please call our Business Development Director Eric Stone on 0844 477 4909 or send us a message via our contact page.